The state budget for fiscal year (FY) 2024-25 totals $116.5 billion after accounting for $949.6 million in vetoes, a decrease of over $2 million compared to prior-year funding. Concerning funding sources, the budget incorporates $48.6 billion in General Revenue Fund dollars, $30 billion from state trust funds, and $37.9 billion in federal funds.
Below, Florida Policy Institute summarizes the general government section of the budget, which includes appropriations for Reemployment Assistance (the state's unemployment insurance program), Supplemental Nutrition Assistance Program Employment & Training, hunger relief, economic development, affordable housing, and property insurance/hurricane mitigation.
Current Landscape
Florida continues to fall behind other states in promoting economic security and self-sufficiency for residents struggling to make ends meet. The erosion of the state’s safety net leaves families experiencing hard times with few — if any — resources to meet their basic needs.
Almost 3 million Floridians face hunger, including one in five children. Yet, the state rejected federal money for 2024 Summer EBT (also called SUN Bucks). SUN Bucks, established by Congress in 2023, is a food assistance program for children in families with low income. The program provides each eligible child a total of $120 (or $40 per month) in federally funded grocery assistance during the summer, when school is out, to supplement summer meal programs. SUN Bucks would have allowed Florida to feed over 2 million hungry children with roughly $259 million in federal food assistance,[1] and it would have provided relief to many families who struggle when their children cannot access free or discounted meals at school. Although Florida did not participate in Summer EBT for 2024, 36 other states opted to implement SUN Bucks, including Arkansas, Indiana, Missouri, Montana, Nebraska, Ohio, Tennessee, Virginia, and West Virginia.[2]
However, the 2024 Legislature did include language in the implementing bill to the FY 2024-25 General Appropriations Act that allows the Department of Children and Families (DCF) to submit — if it chooses — a budget amendment to pay for Florida’s share of the administrative costs to run a Summer EBT program in 2025.[3] To get federal funding to administer 2025 SUN Bucks, Florida was required to submit the necessary paperwork to USDA’s Food and Nutrition Service (FNS) by August 15, 2024. Because the state did not submit this paperwork by the deadline, Florida will be required to request and obtain a waiver to administer 2025 Summer EBT if the state chooses to opt in to the program; however, FNS has not yet publicly released the deadline for states to submit that waiver.[4]
Lawmakers continue not to address issues with the state’s Reemployment Assistance (RA) program, commonly referred to as Unemployment Insurance (UI). Florida is among the states that provide the fewest unemployed workers with help for one of the shortest lengths of time and at one of the lowest benefit levels.
Concerning housing affordability, nearly one-third of Florida renters are “severely cost burdened,” which means they pay over 50 percent of their income toward housing.[5] Almost 57 percent of Floridians who rent spend over 30 percent of their income on housing (“cost burdened”) — the highest in the country.[6] Of these households, the hardest hit are those making less than 80 percent of the area median income (AMI).
In 2023, the Legislature passed the Live Local Act, the first significant piece of housing legislation in years. In 2024, the Florida Legislature amended Live Local’s “missing middle” tax exemption to allow localities to opt out of the exemption for units built affordable for Floridians making 80 to 120 percent AMI. This range of income is considered “workforce housing” and covers a “moderate” income level. Under 80 percent AMI is considered “low” income, with lower income categories at lower AMI percentages. The change in the Live Local tax exemptions allows counties to opt out only if the workforce housing stock surpasses the number of households at that moderate income level. Statewide, there are 89 affordable available units per 100 households at 80 to 100 percent AMI; finding units at 100 to 120 percent AMI is much harder. Only in those counties where the workforce housing stock surpasses those making 80 to 120 percent AMI may the county opt out of the tax exemption. While part of this is likely because most of the need is for households making under 80 percent AMI, another reason is likely due to the fact that over 96 percent of the tax exemption applications for new construction were granted for units aimed at Floridians making 120 percent AMI.[7] (Read more in Appendix: Missing Middle Tax Exemption.)
Additionally, as Florida lawmakers have cracked down on the ability for roughly 31,000 Floridians without homes — half of whom are unsheltered — to camp in public spaces, affordable housing is important now more than ever.[8],[9] However, the affordability crisis must be approached from multiple policy points, as high property insurance costs make development of housing more expensive.[10] Hopefully, some of the gap financing funded by the $408 million for affordable housing development under the State Housing and the Local Government Housing Trust Funds will be aimed at those development applications seeking to reduce the burden of high insurance premiums.[11]
Budget
REEMPLOYMENT ASSISTANCE
Florida’s RA program has been broken for years, as policymakers have focused more on reducing program costs than providing an adequate benefit for unemployed workers. The state pays one of the lowest benefit levels in the country and requires applicants to wait a week before they qualify, with aid capped at $275 a week. Additionally, the program restricts the maximum number of weeks that a worker can get help to 23 and makes it harder overall for people with low income to qualify.
Since 2011, the state’s program has ranked at or near the bottom on nearly every national indicator of a robust program. In fact, Florida currently ranks lowest in the nation for its UI recipiency rate, which looks at the proportion of jobless workers who receive benefits.[12] This particularly disadvantages Black Floridians: while the average state unemployment rate was 3.1 percent in the first quarter of 2024, it was 5 percent for Black Floridians, 3.2 percent for Latina/o Floridians, and 2.6 percent for white Floridians.[13] However, despite the RA program’s insufficiencies,[14] lawmakers did not include funds in the budget for comprehensive RA reforms; in fact, the Legislature decreased the appropriation for RA by $10 million.[15],[16]
SNAP EMPLOYMENT AND TRAINING PROGRAM
The budget does not include increased funding to address the barriers that SNAP participants experience in the Employment and Training (E&T) program. Most SNAP recipients who do not have a disability or are not raising minor children are required to work or participate in the E&T program, which is intended to help recipients gain the skills they need to get and keep a job. Yet, thousands of recipients lose their SNAP as a sanction when barriers such as lack of access to transportation, inadequate education, health issues, and computer illiteracy prevent them from participating in E&T.
In 2016, as many as 58 percent of SNAP recipients — 360,000 people — who were referred to E&T in Florida lost their assistance due to nonparticipation in SNAP E&T.[17] Today, thousands of SNAP participants continue to lose assistance every month as an E&T sanction,[18] and the number is only expected to climb. This is because the 2024 Legislature expanded mandatory SNAP E&T to include older Floridians aged 50-59, which puts the SNAP assistance of thousands of more Floridians at risk every month. In January 2024 alone, an additional 32,000 older Floridians became mandatory E&T participants in Florida under this expansion.[19]
HUNGER RELIEF
Floridians continue struggling to put food on the table, particularly in areas where it is difficult to buy affordable, nutritious food. This is due, in part, to both the costs of travel to full-service grocery stores or farmers markets and the climbing cost of food, which continues to rise.[20] According to the U.S. Census Bureau’s Household Pulse Survey, almost 14 percent of households in Florida that reported on their food sufficiency for May 18, 2024 through June 24, 2024, say that they often or sometimes did not have enough to eat in the past week.[21] Families with children fare even worse for the same time period, with 17 percent of reporting households saying that their families often or sometimes did not have enough to eat in the past week.[22]
The budget includes:
- $1.9 million for Feeding South Florida’s Access to Nutritional Agriculture Initiative[23]
- $1 million for Feeding Rural North Florida, down from a $2 million appropriation in FY 2023-24[24]
- $509,000 for Feeding Tampa Bay’s FRESHforce Workforce Development[25]
- $8.4 million in federal funds for emergency feeding organizations[26]
- $6.5 million for Farm Share,[27] which distributes food to families in need, food entities, and community partners, a decrease of $2.25 million from the amount appropriated in the FY 2023-24 budget
- $1 million for produce incentives to support rural retailers[28]
- $6.5 million in general funding for Feeding Florida,[29] which supports the state’s network of food banks, a decrease of $1.5 million from the FY 2023-24 budget
The Feeding Florida appropriation also includes a mandate that Feeding Florida submit quarterly reports on the amount and type of food distributed to families, local food entities, and community partners.
The governor vetoed other support for food banks and nutrition assistance, including $66,842 for the Hunger Relief and Food Security Project,[30] $125,000 in funding for the Palm Beach County Food Bank’s Rural Community Mobile Food Pantry,[31] and $600,000 in funding for West Perrine’s Faith Based Support for Youth Activities & Feeding Elders.[32]
ECONOMIC DEVELOPMENT
The state’s economic development programs have been contested in recent years, with the governor, House, and Senate proposing widely varying funding levels — and in some cases, recommending that funding for certain programs be eliminated — during each of the past few legislative sessions.
In 2023, the Legislature passed a measure (HB 5) that reorganized Florida’s economic development programs.[33] It eliminated Enterprise Florida, the state’s public-private economic development partnership that had faced scrutiny for several years.[34] Enterprise Florida’s functions relating to international commerce were shifted to a new entity called SelectFlorida.[35] The bill also renamed the Division of Strategic Business Development to the Division of Economic Development, which took on the other functions that Enterprise Florida had been responsible for: business attraction, retention, finance development, and trade. The measure also renamed the Department of Economic Opportunity to the Department of Commerce and eliminated 15 incentive programs, including the entertainment industry tax credit, Florida Small Business Technology Growth Program, New Markets Development Program, and the Microfinance Loan Program. Finally, the bill moved Visit Florida, the state’s tourism and marketing agency, under the purview of the Department of Commerce as a “direct support organization,” along with the Florida Sports Foundation. Direct support organizations are nonprofit organizations that provide a service or assistance to government agencies.[36]
The new Division of Economic Development is appropriated $436 million in the FY 2024-25 budget.[37] Within this division, Visit Florida, the state’s tourism marketing corporation, is funded at $80 million, which maintains the FY 2023-24 funding level. [38] The new international trade agency, SelectFlorida, is funded at $5 million.[39] The budget provides a $1 million decrease in funding to $24 million for selected “economic development tools,” including the Qualified Target Industry (QTI) Business Tax Refund, the QTI Tax Refund - Brownfield Redevelopment Bonus, the Brownfield Redevelopment Tax Refund, and the High-Impact Business Performance Grant.[40]
The FY 2024-25 budget maintains the previous year funding level for the Job Growth Grant Fund at $75 million.[41] This program provides discretionary funds that the governor can use toward targeting job training projects or for public infrastructure. The value of this program has been debated since it was established in a 2017 special session and funding has fluctuated significantly from year to year. For example, in the FY 2019-20 budget, funding for this program was cut by more than half, to $40 million,[42] and in the following year, FY 2020-21, budget funding was eliminated altogether.[43] Funding was reinstated in the FY 2021-22 budget at $50 million.[44]
The governor vetoed $2.8 million in economic development projects focused on small business and entrepreneurship programs. The most notable of these included eliminating funding for the Regional Entrepreneurship Centers and Small Business Loan Fund.[45] These provide technical assistance, training, and lending to expand access to capital for small businesses — particularly minority- and women-owned businesses — throughout the state. The centers and loan fund had received $2 million in the FY 2023-24 budget.[46]
AFFORDABLE HOUSING
The $572.4 million in funding for affordable housing in the FY 2024-25 budget far surpasses the $114.3 million in the FY 2023-24 budget. The top three housing focuses this year are (1) housing development, construction, and rehabilitation; (2) housing solutions for homeless Floridians; and (3) hurricane mitigation and addressing property insurance fraud. In all of these areas, there has been an uptick in funding apportioned this year.
Florida Housing Finance Corporation
In Florida, affordable housing projects are funded through loans available from the state, along with the grants and tax credits through the U.S. Department of Housing and Urban Development. The loans from the state are under the purview of the Florida Housing Finance Corporation (FHFC). There are two types of loans: (1) the State Apartment Incentive Loan (SAIL) program provides loans to private developers, and (2) the Statewide Housing Initiative Partnership (SHIP) program provides loans to local governments. These programs are funded through a portion of the documentary stamp tax. Money raised through the documentary stamp tax is allocated to multiple trust funds. Overall, the State Housing Trust Fund is allocated $150 million plus 9.70254 percent of the remaining money after the Land Acquisition Trust Fund is sated.
Housing Construction/Rehabilitation
Lawmakers allocate nearly $440 million in funding for housing construction and rehabilitation through multiple sections of the budget. While the bulk of this amount is based on Florida Housing Finance Corporation allocations in the General Government budget ($408 million), out of the remaining funding, an additional $17.7 million is allocated elsewhere in the General Government budget; $492,000 is allocated in the Education budget; and $13.8 million is appropriated to Human Services).[47],[48],[49] While it may appear that the funding aimed at affordable housing development bloomed to 10 times the $40.2 million allocated in FY 2023-24, the FY 2023-24 budget did not specify the exact amount of funding that would go to the State Housing Trust Fund (for SAIL) or the Local Government Housing Trust Fund (for SHIP). The omission of these figures made it difficult to deduce the exact amounts going into these programs. This year, the budget lays out $408 million to the funds — $234 million to the State Housing Trust Fund and $174 million to the Local Government Housing Trust Fund.[50] Without specifications of allocation amounts in the FY 2023-24 budget, it is hard to tell the actual growth or shrinkage of funds distributed to these programs. Lawmakers should include this information in the budget annually for greater transparency.
Homelessness/COC Funding for Encampments
Funding for housing solutions aimed at Floridians who are homeless has also increased in the FY 2024-25 budget. In FY 2023-24, the Legislature appropriated $1.4 million in Housing First programs and $56.8 million in Permanent Supportive Housing, Transitional Housing, and other Rapid Rehousing projects; in FY 2024-25, these programs received $1.9 million and $92.2 million in funding, respectively.[51],[52],[53],[54] The additional $38.5 million is much needed — the state has cracked down on homeless encampments and more housing is going to be needed in order to stave off further criminalization of Floridians without homes. In fact, the Continuums of Care (COCs) in Florida were allocated over $30 million to aid in the effort of creating municipal camps and attempting to house people who may not have the option of a municipal camp.[55] This amount is nearly six times the FY 2023-24 allocation of $5.2 million.[56]
However, nearly $11.8 million in Housing First projects were vetoed.[57] For every dollar spent on Housing First Initiatives, $1.44 is saved.[58] This is due to the reduced reliance on hospitals, emergency rooms, residential substance abuse programs, and nursing homes, and the reduced interaction with prisons or jail.[59] Taking this information into account, the state potentially forewent over $5 million in net savings — $17 million in cost savings minus the $11.8 million that could have been budgeted.[60] Additionally, the NW Florida Community Land Trust did not receive any funding in the FY 2024-25 budget, after being funded at $1.3 million in FY 2023-24.[61],[62] Community Land Trusts can elect to use parcels for Housing First projects; if even a portion of the vetoed funding had been used to support these projects, additional cost savings, and impacts on reducing homelessness, could have been realized. With over 30,000 Floridians experiencing homelessness — and only half currently in shelters — the state will have to create a large housing stock to avoid criminalizing tens of thousands of its residents.[63]
Additionally, while eviction final judgments and homelessness rates do not appear to have a casual relationship, eviction filings have shown to be linked to a rise in homelessness amongst individuals.[64] It is thought that this is due to tenants vacating their units before the eviction runs its full legal course. Prevention programs focus on keeping the tenants in the unit by paying off rent arrears that built up during times of crisis. Additionally, these programs attempt to find housing for tenants in situations where they cannot stay. All of this is done to prevent final judgments, which make moving into a new unit nearly impossible. Even with this knowledge, funding to eviction assistance programs has been vetoed in both FY 2023-24 ($1 million) and FY 2024-25 (1.3 million).[65],[66]
PROPERTY INSURANCE AND HURRICANE MITIGATION
Due to the frequency and intensity of hurricanes, many insurance companies in Florida have gone bankrupt, and property insurance rates in the state are now the second highest in the nation.[67],[68] While disasters have a large impact on insurance costs, there are many states with a large number of annual disasters that manage to keep their rates below the U.S. average. (See Figures 1 and 2.) Another reason for the high risk in the state is the insurance fraud that comes along with the disasters — people who descend upon the state under the guise of roofing contractors after the storm. While Florida is home to 9 percent of insurance claims, it also houses 79 percent of the nation’s homeowner’s insurance lawsuits.[69] One of the main ways the Legislature has chosen to lower rates is through changing aspects of the legal process that help prevent fraud. The FY 2023-24 budget allocated $14.6 million towards handling fraudulent insurance claims.[70] In FY 2024-25, that number has more than doubled with over $38.3 million apportioned to lawyers and paralegals who will assist in vetting out and challenging fraudulent claims.[71]
In 2022, the Legislature passed the My Safe Florida Home program, which provides inspections and grant-funding for wind mitigation, with an intent to harden Florida homes and lower insurance premiums. The idea behind this is that because wind mitigation reduces insurance premiums under state law, funding Floridians’ ability to actually implement wind mitigation would lower insurance premiums for many residents in the state.[72] The success of the program has encouraged the state to allocate a supplemental appropriation of $200 million for FY 2024-25 through SB 7028.[73] However, applications for initial inspections under My Safe Florida Home ran out of funding less than two weeks after these dollars were apportioned.[74] As there was no waitlist currently allowed under the law, the initial inspection applications have been put on hold. If the Florida Legislature chooses to expressly provide authority to the Department of Financial Resources to create a waitlist, then one can be created in the future. On the bright side, the wind mitigation grants are still available to those who have already received the first step of initial inspection through the program.
Additionally, the Legislature passed the My Safe Florida Condo Pilot Program in 2024, which was funded at a much lower amount compared to My Safe Florida Home, $30 million, in the FY 2024-25 budget.[75] [76] [77] The applications and funds for the My Safe Florida Home Condo Pilot Program will not be available until fall 2024 as the program’s details are still being developed.[78]
Appendix: Missing Middle Tax Exemption
The missing middle tax exemption targets are (1) a 100-percent tax exemption on units affordable to those making under 80 percent AMI and (2) a 75 percent tax exemption on those units affordable for those making 80 to 120 percent AMI. So, as Table 1A shows, for a tax exemption on a one-person unit in the 17 lowest earning counties, the unit would have to be affordable for an individual who makes under $36,560 for the full tax exemption or makes $36,560-$54,840 for the 75-percent tax exemption. For a four-person household in those same counties, the unit would have to be affordable for resident(s) earning (1) under $52,160 or (2) between $52,160 and $78,240, respectively. For the highest earning county (Monroe), the unit must be affordable to a one-person household with income under $66,880 for the unit’s full tax exemption and with income between $66,880 and $100,320 for the 75-percent tax exemption. For those tax exemptions on a four-person household unit, it must be affordable to resident(s) making (1) under $95,440 or (2) between $95,400 and $143,160, respectively. The county that best represents the median between the highest- and lowest-earning residents by county is Wakulla. In this mid-ranged county, the 100-percent tax exemption is reserved for units affordable to one-person households making under $50,240 and four-person households making under $71,680. The 75-percent tax exemption is for units affordable to one-person households with income between $50,240 and $75,360 and four-person households making $71,680 to $107,520.
Notes
[1] Food Research & Action Center, “The Summer EBT Program would reduce summer hunger in Florida,” December 2023, https://frac.org/wp-content/uploads/Summer-EBT-State-Fact-Sheets_FL.pdf.
[2] U.S, Department of Agriculture, Food and Nutrition Services, “SUN Bucks (Summer EBT): Summer Grocery Benefit for Kids,” June 21, 2024, https://www.fns.usda.gov/summer/sunbucks.
[3] Ch. 2024-228, Laws of Florida, Section 20, https://laws.flrules.org/2024/228.
[4] 7 C.F.R. § 292.8.
[5] Harvard Joint Center for Housing Studies, “The State of the Nation’s Housing 2023,” 2023, Table W-16, https://www.jchs.harvard.edu/sites/default/files/interactive-item/files/Harvard_JCHS_State_Nations_Housing_2023_Appendix_Tables.xlsx.
[6] Harvard Joint Center for Housing Studies, “The State of the Nation’s Housing 2023,” 2023, Table W-16.
[7] Florida Housing Finance Corporation, “MMM Applicant Units Report: Applications Meeting New Construction-Certified,” April 2024, page 5, https://www.floridahousing.org/docs/default-source/programs/live-local-act/.
[8] U.S. Department of Housing and Urban Development, “HUD 2023 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations: Florida,” November 20, 2023.
hudexchange.info/reports/published/CoC_PopSub_State_FL_2023.pdf.
[9] Cicely K. L. Hodges, “No Shelter Here: Florida's New Anti-Vagrancy Law Misses the Point,” Florida Policy Institute, August 9, 2024, https://www.floridapolicy.org/posts/no-shelter-here-floridas-new-anti-vagrancy-law-misses-the-point?42f82863_page=27.
[10] NDP Analytics, “Increased Insurance Costs for Affordable Housing Providers,” October 2023, page 6, https://www.nmhc.org/globalassets/research--insight/research-reports/insurance/ndp-nlha-housing-provider-insurance-costs-report-oct-2023.pdf.
[11] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 2349 (State Housing Trust Fund) and 2350 (Local Government Housing Trust Fund), https://laws.flrules.org/files/Ch_2024-231.pdf.
[12] U.S. Department of Labor, “Unemployment Insurance Data, Florida,” 2024, Quarter 1, https://oui.doleta.gov/unemploy/data_summary/DataSum.asp.
[13] Economic Policy Institute, “State Unemployment by Race and Ethnicity: Florida,” May 2024, https://www.epi.org/indicators/state-unemployment-race-ethnicity/.
[14] First Coast News, Interview with Ron DeSantis, “Gov. DeSantis: Unemployment system built with 'pointless roadblocks,’” Aug. 5, 2020, https://www.firstcoastnews.com/article/news/local/gov-desantis-unemployment-system-built-with-pointless-roadblocks/77-ebaf0432-598f-47c9-b8dd-debfac57d590.
[15] Chapter 2023-239, General Appropriations Act, Laws of Florida, line items 2306-2315, https://laws.flrules.org/2023/239.
[16] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 2314-2322.
[17] Florida Legislature, Office of Program Policy Analysis & Government Accountability, “Mandatory Work Requirements for Recipients of the Food Assistance and Cash Assistance Programs,” January 8, 2018, pages 12-13, https://bit.ly/2018OPPAGA.
[18] Florida Department of Commerce, "Supplemental Nutrition Assistance Program (SNAP) Employment and Training (E&T) Quarterly Performance Report Exit Quarter October - December 2023," May 2024, https://www.floridajobs.org/docs/default-source/state-program-reports/2023-state-program-reports/quarterly-performance-report-2023q3.xlsx?sfvrsn=558c5eb0_0.
[19] Florida House of Representatives, “House of Representatives Staff Final Bill Analysis: CS/CS/HB 1267,” June 24, 2024, https://static-s3.lobbytools.com/bills/2024/pdf/analysis_1267_06-24-24_final_2246.pdf.
[20] USDA, “Economic Research Service, Summary Findings: Food Price Outlook, 2024,” June 25, 2024, https://www.ers.usda.gov/data-products/food-price-outlook/summary-findings/.
[21] FPI analysis of U.S. Census Bureau, “Table 1. Food Sufficiency for Households, in the Last 7 Days by Select Characteristics, Food Sufficiency and Food Security Tables: Household Pulse Survey: May 28, 2024-June 24,” 2024, July 11, 2024,https://www.census.gov/data/tables/2024/demo/hhp/cycle06.html. Note, for the analysis, FPI discounted the total number of “did not report” households from the total and then proceeded to estimate the percentage of reporting households who expressed “sometimes not enough to eat” or “often not enough to eat” in the last 7 days.
[22] FPI analysis of U.S. Census Bureau, “Table 2. Food Sufficiency for Households with Children, in the Last 7 Days by Select Characteristics, Food Sufficiency and Food Security Tables: Household Pulse Survey: May 28, 2024-June 24, 2024,” July 11, 2024, https://www2.census.gov/programs-surveys/demo/tables/hhp/2024/cycle06/food2_cycle06.xlsx. Note, for the analysis, FPI discounted the total number of “did not report” households from the total and then proceeded to estimate the percentage of reporting households who expressed “sometimes not enough to eat” or “often not enough to eat” in the last 7 days.
[23] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1630A (SF 3211, HF 2371).
[24] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1630A (HF 3467, SF 2254, HF 3449, SF 2256).
[25] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2305 (HF 3756, SF 1191).
[26] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1627.
[27] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1626.
[28] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 355 (HF 1936, SF 1433).
[29] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1624.
[30] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1624 (HF 2741).
[31] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 1624A (HF 2907, SF 1242).
[32] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 318A (HF 2395, SF 2557).
[33] Chapter 2023-173, Economic Programs, Laws of Florida, https://laws.flrules.org/files/Ch_2023-173.pdf.
[34] Gray Rohrer, “Gov. DeSantis signs bill eliminating Enterprise Florida,” Florida Politics, June 1, 2023, https://floridapolitics.com/archives/615823-gov-desantis-signs-bill-eliminating-enterprise-florida/.
[35] Select Florida, “About Us,” n.d., https://selectflorida.org/about/.
[36] Florida House of Representatives, “Final Bill Analysis for CS/CS/HB 5,” June 6, 2023, https://www.flsenate.gov/Session/Bill/2023/5/Analyses/h0005z1.COM.PDF.
[37] Chapter 2024-231, General Appropriations Act, Laws of Florida, page 365.
[38] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2361.
[39] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2355.
[40] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2354.
[41] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2365.
[42] Florida Policy Institute, “Fiscal Year 2019-2020 Budget: Summary by Issue Area,” July 2019, page 24, https://www.floridapolicy.org/posts/fiscal-year-2019-20-budget-summary-by-issue-area.
[43] Florida Policy Institute, “Florida Budget (FY 2020-21): Summary by Issue Area,” July 2020, page 29, https://www.floridapolicy.org/posts/florida-budget-fy-2020-21-summary-by-issue-area.
[44] Florida Policy Institute, “Florida FY 2021-22 Budget: Summary by Issue area,” July 2021, page 44, https://www.floridapolicy.org/posts/florida-house-and-senate-fy-2021-22-budget-recommendations-summary-by-issue-area.
[45] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2356A (HF 1488, SF 1258).
[46] Chapter 2023-239, General Appropriations Act, Laws of Florida, line item 2350A (HF 0984, SF 1048).
[47] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 2341A (HF 1287) and 2347A (HF 1643, HF 2724, HF 1201, HF 3385, HF 2928, HF 1731, HF 2073, and HF 2626).
[48] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 38A (HF 2155).
[49]Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 249A (HF 3380) and 471 (HOPWA).
[50] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 2349 (State Housing Trust Fund) and 2350 (Local Government Housing Trust Fund).
[51] Chapter 2023-239, General Appropriations Act, Laws of Florida, line item 354 (SF 1614), 593A (SF 2404), and 2341A (SF 2844).
[52] Chapter 2023-239, General Appropriations Act, Laws of Florida, line item 243A (SF 1313); 315 (SF 2983, SF 1576, and SF 2828); 350 (Rapid Re-Housing & Homelessness Prevention Challenge Grants); 352 (Homeless Housing Assistance Grants), 354 (SF 2072, SF 2280, and SF 1565); 365A (SF 2280, SF 2072, SF 2549, SF 3070, and SF 2926); 378 (SF 2150); 387A (SF 1065, SF 2199, SF 1196, SF 1236, and SF 1215); 593A (SF 2853); 595A (SF 1226); 1214A (SF 1484 and SF 2179); and 1336A. (SF 1254).
[53] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 355 (HF 1472 and HF 2703) and 602 (HF 1858 and HF 2437).
[54] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 215 (Temporary Housing Assistance for Severe Mental Illness), 244 (Room and Board for Developmentally Disabled), 249A (HF 1340 and HF 3547), 318A (HF 2229), 319 (Housing assistance for Domestic Violence Survivors), 332A (HF 2229 and HF 1023), 351 (Challenge Grants for Continuums of Care), 353 (Homeless Housing Assistance Grants), 366A (HF 1288), 374 (Community Substance Abuse Services), 377 (HF 2442 and HF 1701), and 384A (HF 1601 and HF 3311).
[55] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 351 (Challenge Grants for Continuums of Care).
[56] Chapter 2023-239, General Appropriations Act, Laws of Florida, line item 352 (Homeless Housing Assistance Grant Program).
[57] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 61 (HF 1559), 318A (HF 2455, HF 1552, and HF 1024), 332A (HF 2948), 355 (HF 1462, HF 3001, and HF 3257), 384A (HF 3311), 406A (HF 3350), 604 (HF 2270), 2305 (SF 3161), 2313A (SF 3161), 2341A (HF 1731), and 2347A (SF 3372, HF 1916, and HF 2443).
[58] US Dept. of Health and Human Services, “New Publication Features Economic Benefits of Housing First Programs,” The Community Guide, October 19, 2022, https://www.thecommunityguide.org/.
news/new-publication-features-economic-benefits-housing-first-programs.html.
[59] US Department of Housing and Urban Development, “Housing First: A Review of the Evidence,” Office of Policy Development and Research, Spring/Summer 2023, https://www.huduser.gov/portal/periodicals/.
[60] US Department of Health and Human Services, “New Publication Features Economic Benefits of Housing First Programs,” The Community Guide, October 19, 2022, https://www.thecommunityguide.org/news/.
new-publication-features-economic-benefits-housing-first-programs.html.
[61] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 2305 (HF 1622) and 2313A (HF 1622).
[62] Chapter 2023-239, General Appropriations Act, Laws of Florida, line items 2336A (SF 2692) and 2341A (SF 2692).
[63] U.S. Department of Housing and Urban Development, ”HUD 2023 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations: Florida,” November 20, 2023.
[64] National Low Income Housing Coalition, “Eviction Filings Associated with Increases in Homelessness,” April 10, 2023, https://nlihc.org/resource/eviction-filings-associated-increases-homelessness.
[65] Chapter 2023-239, General Appropriations Act, Laws of Florida, line items 1354 (SF 1769 and SF 1158) and 2341A (SF 1552).
[66] Chapter 2024-231, General Appropriations Act, Laws of Florida, line item 2341A (HF 2681).
[67] My Florida CFO, “Companies in Receivership: Companies in Liquidation,” n.d., https://www.myfloridacfo.com/division/receiver/companies.
[68] Cassie Sheets, “Report: Home Insurance Rates to Rise 6% in 2024 After 20% Increase in Last Two Years,” Insurify, https://insurify.com/homeowners-insurance/report/home-insurance-price-projections/.
[69] Office of the Governor, Calling on the Legislature to Hold a Special Session Regarding Property Insurance, April 26, 2022, https://www.flgov.com/2022/04/26/calling-on-the-legislature-to-hold-a-special-session-regarding-property-insurance/.
[70] Chapter 2023-239, General Appropriations Act, Laws of Florida, line items 793 (State Attorneys), 2575 (Homeowners’ Insurance Fraud Investigation Squad Report), and 2581 (Justice Administration Commission).
[71] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 810 (State Attorneys), 2590 (Homeowners’ Insurance Fraud Investigation Squad Report), 2594 (Justice Administration Commission), and 3027 (Citizens’ Property Insurance Corporation Claims).
[72] Residential Property Insurance; Rate Filings. Ch. 627 Fla. Stat. § 627.0629(1) (as amended by 2023). http://leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.0629.html.
[73] Chapter 2024-107, My Safe Florida Home Program, Laws of Florida, https://laws.flrules.org/files/Ch_2024-107.pdf.
[74] Department of Financial Services, “My Safe Florida Home,”2024, https://mysafeflhome.com/.
[75] Chapter 2024-108, My Safe Florida Condominium Pilot Program, Laws of Florida, https://laws.flrules.org/files/Ch_2024-108.pdf.
[76] Chapter 2024-231, General Appropriations Act, Laws of Florida, line items 2375A (My Safe Florida Condo Pilot Program), 2375B (My Safe Florida Condo Pilot Program), and 2375C (My Safe Florida Condo Pilot Program).
[77] Chapter 2023-239, General Appropriations Act, Laws of Florida, line items 2368A (My Safe Florida Home Program) and 2368B (My Safe Florida Home Program).
[78] Department of Financial Services, “MSFH Condo Pilot Program,” 2024, https://msflh.com/condos/.
